Terms of use

Purpose

Yumwi lets you create a personal page, the Hub, gathering your links, content and social networks at one address (yumwi.com/username). Signing up requires declaring your age and accepting these terms (version 3).

A service that evolves

Yumwi improves over time. A feature of the free plan may change or disappear; a significant change is announced in the app.

For paid subscriptions, changes to the service and its availability are governed by the terms of sale (articles 13 and 14).

The account

• ·One account per person, opened with your own Google account or email address.
• ·Children under 13 are not allowed. You must be at least 15 to open an account, and declare it when signing up.
• ·Paying for a subscription and referring others require being 18 or older.
• ·An account found to belong to someone younger than these ages is closed.
• ·Everyone is responsible for what is done from their account and keeps its access to themselves.

The Hub and its content

Everyone is responsible for what they publish: texts, images, links and embedded content. They keep their rights and simply allow it to be displayed while the Hub is published.

Publish only what you have the right to publish: not someone else's work, photo or brand without permission. Importing a font means you have the right to use and distribute it.

If you collect addresses through your Hub's mailing list, you are responsible for them: use them only as announced, respect every unsubscribe and data protection rules. Do not publish a message received through your contact form without its author's consent.

If you add tracking pixels to your Hub, you are responsible for them; Yumwi asks each visitor's consent before loading them. If you open a Hub to collaborators, you answer for what they do and for the access you give them.

Data of a Hub's visitors

For what visitors leave on a Hub (contact form and chat messages, appointments and registrations, mailing-list and PDF addresses, media kit requests), the creator is the controller and Yumwi their processor within the meaning of article 28 of the GDPR.

• ·Yumwi processes these data only to run these features, on the creator's instructions given by their Hub settings; it does not sell them or use them for itself.
• ·It protects them as described on the Privacy page, gives access only to people who need it and are bound by confidentiality, and only uses the providers named there, with equivalent guarantees.
• ·It helps the creator answer their visitors' requests (access, erasure) and informs them without delay of a breach of these data.
• ·It erases them with the Hub or the account (after the 30-day bin), or according to the Privacy page; the creator can export them first.
• ·It provides the creator with what lets them check these commitments, on request at the contact address.

What is forbidden

• ·Any illegal content, and any link leading to it.
• ·Impersonating another person, brand or organisation.
• ·Scams: promises of gains, fake investments, phishing, requests for money or credentials.
• ·Presenting content as personalised investment advice, or soliciting for a financial product without the right to.
• ·Promoting risky financial contracts (CFDs, forex, binary options) or crypto-assets and crypto-asset services without the required authorisation, as French law no. 2023-451 of 9 June 2023 forbids.
• ·Hate, harassment, threats, glorifying violence or terrorism.
• ·Sexually explicit content and anything that endangers minors.
• ·Sharing other people's personal data without their consent.
• ·Malware, misleading links, mass mailings and any attempt to bypass the site's security.

Subscriptions

The Hub has a free plan with no end date. Paid subscriptions, their trial, price, renewal, cancellation and right of withdrawal are governed by the terms of sale, available from the legal menu at the bottom of each page.

Referrals

Referrals are reserved for people aged 18 or over. The full rules (a commission of 20 % for Hub and Pro on each payment of a referred subscriber, availability after 30 days, payouts from 50 €, what is forbidden) are set out in the French version, which applies.

Promoting Yumwi for a commission is a commercial collaboration under French law (9 June 2023): every post of the referrer about it, on a social network, a video, a website or a newsletter, clearly carries the mention "Ad" or "Commercial collaboration". Above €1,000 excluding tax of commissions and benefits (a free subscription counts at its price) in a calendar year, a written contract is signed with Yumwi before any further commission.

Paid links

An affiliate or sponsored link is declared as such in the editor. The site then marks it "ad" for visitors, as French law of 9 June 2023 requires, and for search engines.

A creator who promotes a product or service in exchange for payment or a benefit remains responsible for it: the disclosure, the written contract when the law requires one, and the forbidden promotions.

Username

The username is the Hub's address. Some words are reserved. A username that impersonates someone or a brand may be withdrawn. It can be changed once every 30 days; the old address redirects for 90 days.

Reporting, and what may happen

Anyone can report a Hub with the "Report" link at the bottom of the page, or at contact@yumwi.com. Every report is read.

Depending on severity, the publisher may unpublish a Hub, block or delete an account. The person concerned is told the reason and may contest it through the same form. Manifestly illegal content is removed without waiting.

No financial advice

Yumwi is not an investment adviser. Nothing on the site constitutes personalised advice. Past performance does not predict future performance.

Market data come from third-party providers and may contain errors or delays: Yumwi shows them as received, without guaranteeing their accuracy, and they should not alone ground an investment decision.

Liability

The publisher is not the author of Hubs and is not liable for their content, within the limits the law sets for a host. Nor is it liable for the sites a Hub links to.

Personal data

What is collected, why and for how long: see the Privacy page.

Leaving the service

Anyone can delete their account at any time from My account. It stays 30 days in the bin, then is erased for good, with its Hub.

Changes

These terms may evolve. A new version is announced in the app and offered for acceptance in My account; anyone who refuses it can delete their account at any time. Paid subscriptions follow the terms of sale (article 19).

Governing law

These terms are governed by French law. A consumer living in another country keeps the protection of the mandatory rules of that country's law.