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Replay history

  • If I had invested…
  • DCA or all in?
  • Missing the market's best months
  • Crashes: the fall and the recovery
  • Reinvested dividends: what they add
  • Livret A or stocks?

Look ahead

  • Compound interest calculator
  • The impact of fees
  • Financial independence (FIRE)
  • Start early or wait?
  • Inflation calculator

Calculate

  • Annualised return (CAGR)
  • Average cost after buying the dip
  • Position size: how many shares?

Livret A or stocks?

I invest a month in since .

Paid in€32,000
Value today · S&P 500€211,059
Gap vs Livret A+426 %
20102020123456
  1. 1Dot-com bubble bursts
  2. 2September 11 attacks
  3. 3Lehman Brothers collapses
  4. 4European debt crisis
  5. 5Covid crash
  6. 6War in Ukraine, inflation surge

Monthly closes, dividends reinvested, in euros, no fees. Compared since January 2000, the first month they all have. Converted at the ECB month-end rate, since 1999. Livret A: official Banque de France rate, interest at the month's rate ÷ 12, credited in December (without the fortnight rule). Past performance is no guide to future performance.